A good pension plan is part of the strategic goals of your organization. We approach the pension plan as employment condition for your employees. But equally important is the financial liability that can have a significant impact on the profit, cashflow and balance sheet of your organization. How do you make the most of your pension plan? We will be pleased to help you with this.
Offering an appropriate pension plan with the best administrator? Montae & Partners helps you to design and buy your plan. Of course, we take into account the expected costs, the wishes of your organization, (fiscal) regulations and societal trends. You do not make these decisions by yourself. Your works council, unions or your employees all have a say in this. Our approach is characterized by uniting all of these parties. No pension issue is too complicated for our experts.
Our pension advice distinguishes itself by making complex issues simple. We do not want to make pension more difficult than it already is. We make sure you get full control of your pension plan by presenting it in an understandable manner. We are pro-active in keeping ourselves up-to-date with the latest developments, and we are focused on results. Our expertise, together with our swiftness, accessibility and flexibility set us apart. In feedback, follow-up and quick response to different circumstances. We make use of smart technology. We are committed to our relations, we are no-nonsense, highly approachable and, therefore, pleasant and comfortable to work with.
Pension is the most important and valuable employment condition for you and your employees. Therefore, good pension administration is not only important now, but certainly also in the future. The financial risks are vast. You certainly do not want to be confronted with contributions that are too high because you made a mistake in submitting the wrong data for the pensionable salaries. Wrong information can lead to a contribution that is either too high or too low. As a result, an employee (or survivor) may receive too little pension. Or there may be an additional tax levy.
By outsourcing your pension management to Montae & Partners your pension administration will run smoothly and error-free. In this way, you prevent possible adverse financial consequences. For you as an employer and/or your employees. This is an interesting proposition for any company of over 75 employees. For companies that are confronted with backlogs in processing changes and organizations that do not perform internal or external checks on processed changes. We can also assist businesses with HR employees who find pension a complicated subject.
As an employer, you are obliged to periodically inform your employees about the pension provision. But how do you make pension understandable for your employees?
Montae & Partners helps you with this, with tailor-made communication. Periodically or incidentally, we stimulate the pension consciousness of your employees by informing them in brief and clear language about all the ins and outs of pension. So that they understand their pension plan from A to Z. Changes in your pension plan? We assist you with developing a to-the-point communication plan. An approach that fits your employees.
We are a specialist in the area of collective pension plans for larger enterprises in the Netherlands. We have much experience in obtaining a DC qualification for an average pay DB plan. If this is possible, depends on certain factors like the indexation policy within the organization. In an intake meeting, we discuss the specific characteristics of the pension plan. After that, we can immediately tell you if obtaining a DC qualification is feasible for your company.
Pension plans are and will remain a complex matter consisting of regulations, obligations and administrators. For entrepreneurs or investors, but also for financial advisors or lawyers involved in mergers and acquisitions. We often notice that support from specialists in the field of pension is a valuable addition to the customary due diligence. Something that will eventually benefit all parties concerned. In a merger or acquisition, there can be quite a few snags. Pension can be one of those. Therefore, it is important to conduct a thorough due diligence pension investigation.
Does your organization come under the scope a certain industry-wide pension fund? This is often unclear for the employer. For a layman, these documents are hardly understandable. Montae & Partners helps employers determine if they are obliged to join an industry-wide pension fund. And what the consequences of applying a certain collective labor agreement (cao) are. We give insight into the costs of a possible shift to a pension fund or cao. And we assist employers in this process.